{"id":532,"date":"2019-10-28T13:27:58","date_gmt":"2019-10-28T13:27:58","guid":{"rendered":"https:\/\/www.njsmile.com\/blog\/?p=532"},"modified":"2019-10-28T13:27:58","modified_gmt":"2019-10-28T13:27:58","slug":"insurance-dentist-in-edison","status":"publish","type":"post","link":"https:\/\/www.njsmile.com\/blog\/insurance-dentist-in-edison\/","title":{"rendered":"4 Reasons To Use Your Dental Insurance Before Your Plan Renews"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-533\" src=\"https:\/\/www.njsmile.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_291056255__1___1572269129_93326-300x200.jpg\" alt=\"model of teeth biting a stack of money\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.njsmile.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_291056255__1___1572269129_93326-300x200.jpg 300w, https:\/\/www.njsmile.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_291056255__1___1572269129_93326-768x512.jpg 768w, https:\/\/www.njsmile.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_291056255__1___1572269129_93326.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Most people don\u2019t want to look at or touch their dental insurance policy because learning the ins-and-outs can be tedious and difficult. If there\u2019s one thing you should know, it\u2019s that most plans renew at the beginning of each year. When you schedule your routine checkup and cleaning with your dentist in Edison before then, you can save yourself from out-of-pocket costs and make sure your mouth is healthy and happy for upcoming holiday family photos. Read on for four reasons to get the most out of your benefits before it\u2019s too late.<!--more--><\/p>\n<h2>Get in While Your Insurance Is Still Paying Out<\/h2>\n<p>Every year, your dental insurance provider will set a maximum for you, which is the most amount of money that they\u2019ll pay for your dental care within the year. Depending on your policy, it can average anywhere from about $1,000 to $1,500. If you\u2019d like a specific amount, it\u2019s best to contact your insurance company directly. On the first day of January, your yearly maximum will renew, and any unused benefits won\u2019t rollover, making it best to get the most out of them while they\u2019re still available.<\/p>\n<h2>Save While Your Deductible Is Met<\/h2>\n<p>Your deductible is the amount of money you have to pay out-of-pocket before your <a href=\"https:\/\/www.njsmile.com\/new-patients.html#insurance\">dental insurance provider<\/a> will contribute to the payment of any services. Each deductible varies from plan-to-plan, so it\u2019s best to contact your company to find out what yours is, so there\u2019s no surprise when you go in for your first treatment of the new year. However, the typical amount is around $50 each year. That means that\u00a0you\u2019ll need to pay $50 out-of-pocket before your insurance will pay out. Because your deductible will restart every year, it\u2019s best to get the treatment you need now, before you have to pay out-of-pocket costs again.<\/p>\n<h2>Schedule While Dental Fees Are Still Low<\/h2>\n<p>Just like how your apartment rent can increase each time you renew your lease, your dentist\u2019s office rent can too. Not to mention, the cost of materials, equipment, and additional labor fluctuate frequently. Because of this, some dentists change their rates at the beginning of the year to help compensate for these additional costs, which can cause your copayment to increase. If you don\u2019t want to take a gamble on whether fees will increase or not, it\u2019s best to get the treatment you need while your copayment is still low.<\/p>\n<h2>Preventive Treatment Costs Less<\/h2>\n<p>Most insurance policies have a structure of 100-80-50, which means they pay 100 percent of preventive treatments, 80 percent of minor services, and 50 percent of any costly and more invasive procedures. That means that\u00a0it\u2019s significantly\u00a0less pricey for you to keep up with your dental care and make routine preventive visits than to let oral health problems become more severe.<\/p>\n<p>With these four reasons in mind, it seems like a no-brainer to schedule your checkup and cleaning with your dentist in Edison if you haven\u2019t yet. Routine preventive care doesn\u2019t just keep your wallet full and preserve your monthly budget, it also saves you from experiencing oral discomfort and needing serious invasive treatments down the road. You won\u2019t regret getting the most out of your insurance benefits when you realize just how much you\u2019ll be saving!<\/p>\n<p><strong>About the Author<\/strong><\/p>\n<p>Dr. Steven Resnick has completed an intensive general practice residency program and has been trained in oral surgery and pediatric dentistry. In his decades of experience, he has had an opportunity to work with a variety of patients with different needs. He also focuses on providing each person that walks through his doors with high-quality preventive care that saves them from discomfort down the road. For questions or to schedule a routine checkup and cleaning, visit his website or call 908-668-7838.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most people don\u2019t want to look at or touch their dental insurance policy because learning the ins-and-outs can be tedious and difficult. If there\u2019s one thing you should know, it\u2019s that most plans renew at the beginning of each year. When you schedule your routine checkup and cleaning with your dentist in Edison before then, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dentist in Edison | Maximizing Dental Insurance Benefits | Preventive Care<\/title>\n<meta name=\"description\" content=\"Every January, dental insurance plans that run on a calendar year renew. Schedule your visit with your dentist in Edison to maximize your benefits and reduce your out-of-pocket cost.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.njsmile.com\/blog\/insurance-dentist-in-edison\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dentist in Edison | Maximizing Dental Insurance Benefits | Preventive Care\" \/>\n<meta property=\"og:description\" content=\"Every January, dental insurance plans that run on a calendar year renew. Schedule your visit with your dentist in Edison to maximize your benefits and reduce your out-of-pocket cost.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.njsmile.com\/blog\/insurance-dentist-in-edison\/\" \/>\n<meta property=\"og:site_name\" content=\"Rosenfeld Dental Associates\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-28T13:27:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.njsmile.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_291056255__1___1572269129_93326-300x200.jpg\" \/>\n<meta name=\"author\" content=\"dr_resnick\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"dr_resnick\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.njsmile.com\/blog\/insurance-dentist-in-edison\/\",\"url\":\"https:\/\/www.njsmile.com\/blog\/insurance-dentist-in-edison\/\",\"name\":\"Dentist in Edison | Maximizing Dental Insurance Benefits | Preventive Care\",\"isPartOf\":{\"@id\":\"https:\/\/www.njsmile.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.njsmile.com\/blog\/insurance-dentist-in-edison\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.njsmile.com\/blog\/insurance-dentist-in-edison\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.njsmile.com\/blog\/wp-content\/uploads\/2019\/10\/AdobeStock_291056255__1___1572269129_93326-300x200.jpg\",\"datePublished\":\"2019-10-28T13:27:58+00:00\",\"dateModified\":\"2019-10-28T13:27:58+00:00\",\"author\":{\"@id\":\"https:\/\/www.njsmile.com\/blog\/#\/schema\/person\/dadb6b2ef58fe2c4812faba5c7bf8f65\"},\"description\":\"Every January, dental insurance plans that run on a calendar year renew. 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